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#61 Dazza

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Posted 24 July 2009 - 08:44 AM

Remember loyalty means nothing insurance /mortgage /banks rely on you being lazy & staying with them without considering alternative options

Always use a comparrison site ( such as this is money /compare the meercat etc) to look for new quotes & use hand in hand with a cashback site such as quidco or topcashback where you will also get a kickback as well as reduced rate.

I just changed a life insurance policy via quidco got a 90 kick back which paid for 3/4 of the years premiums.

Also remember when you change utilities/ services try & find someone who has their service already most of these companies have very generous referral schemes which you could divvy out.

Perhaps we could start a referral system on this forum ! Say someone want to move to virgin media someone then post on this site to find an existing user & asks them to refer them via the internet highlighting their account ! Virgin give 50 for a confirmed referral

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Your obviously mistaken me with someone who gives a fig

#62 Sedgley Warrior

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Posted 24 July 2009 - 08:51 AM

Perhaps we could start a referral system on this forum ! Say someone want to move to virgin media someone then post on this site to find an existing user & asks them to refer them via the internet highlighting their account ! Virgin give 50 for a confirmed referral


I'm with Virgin, but quite frankly I wouldn't recommend them to anyone!

#63 Dazza

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Posted 24 July 2009 - 11:14 AM

So am I ! havent had a problem for ages very happy with my package at the price i want to pay but then again I am a proffesional complainer !

Dazza
Your obviously mistaken me with someone who gives a fig

#64 James

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Posted 29 March 2010 - 03:46 PM

Royal Mail are putting up their prices again this year. At the lower end of the scale it's a couple of pennies per stamp, then mid-range it is about 10p per weight band, or everything moving up one price bracket.

e.g. 1st class packet under 100g, currently 1.28, next week will be 1.39 (11p, 8.6%).

Last year I discussed a way of buying stamps to save money by getting stamps before the price increase on 6th April that show the postage service rather than price.

First class is going up 2p (41p/39p) = 5.1%
Second class is going up 2p (32p/30p = 6.6%
Large Letter First class is going up 5p (66p/61p) = 8.2%
Large Letter Second class is going up 4p (51p/47p = 8.5%

These stamps can be used as part of your regular mix of stamps on a posted item, so if you want to make an investment on stamps that will appreciate in value then opt for the 2nd Large Letter. Of course this assumes you will find a use for them at some point so if you rarely send anything other than the odd letter you might want to bear this in mind.

You can get other pre-paid items such as special delivery envelopes but I think the best returns are found on the above stamps (I'm not a postage expert though).

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#65 James

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Posted 17 December 2010 - 02:03 PM

Royal Mail is to raise the cost of a first-class stamp by 5p, to 46p in April 2011

http://www.bbc.co.uk...siness-12019636

So if you 'invest' in some stamps now you could see a return of over 12 per cent!

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#66 ChewderOde

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Posted 20 December 2010 - 02:30 PM

Royal Mail is to raise the cost of a first-class stamp by 5p, to 46p in April 2011

http://www.bbc.co.uk...siness-12019636

So if you 'invest' in some stamps now you could see a return of over 12 per cent!


What with the seemingly exponential use of emails, perhaps in 5 years time a break even price to send a letter will be £100!

Edited by ChewderOde, 20 December 2010 - 02:30 PM.


#67 James

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Posted 20 December 2010 - 06:09 PM

That's an interesting point. I looked at my sent items folder in my email software and sent about 1700 emails this year, less than in previous years though. If I had sent them by post it would have cost me 700. Next year it would cost 782.

Computers typically cost 1000 but they last 3 or 4 years. Broadband and electricity costs around 250 per year. However sending by post requires printers, ink, paper and envelopes plus time spent going to and from the post office and queueing. I wonder where the real break-even level is?

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#68 James

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Posted 04 January 2011 - 06:45 PM

This is how some of the typical postage prices will look from April 2011:

Large Letter 66p -> 75p (+11p, 17%)

1st Class Packet 100g 1.39 -> 1.58 (+19p, 14%)

1st Class Packet 250g 1.72 -> 1.96 (+24p, 14%)

1st Class Packet 500g 2.24 -> 2.48 (+24p, 11%)

Recorded Delivery Surcharge 74p -> 77p (+3p, 4%)

Special Delivery 100g 5.05 -> 5.45 (+40p, 8%)

Special Delivery 250g 5.50 -> 5.90 (+40p, 7%)

Special Delivery 500g 6.70 -> 7.00 (+30p, 4%)

Special Delivery on Saturday Surcharge 2.25 -> 2.70 (+45p, 20%)

Additionally the airmail pricing which used to go up in increments of 20g has now been grouped into 100g banding from 300g up, so if you would have been charged for say 340g this will now cost the same as 400g, and 401g will be charged as 500g instead of 420g, etc.

If you shop online you will also see the VAT increase added on top of this, because VAT is chargeable on postage as an included service, even though stamps are VAT free.

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#69 James

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Posted 06 February 2011 - 03:39 PM

A new twist in postal services has just come into play... VAT on postal services.

It appears to apply on added services, such as Airsure and Saturday Delivery.

Suppose you post a 300g Special Delivery Item on a Friday, for delivery on Saturday. Old prices you were looking at 5.50+2.25 = 7.75. However the inclusion of the Saturday delivery means you'll now be asked to pay vat (at the new higher rate of 20%) which brings the bill to 9.30.

And then when prices go up in April you'll be looking at 5.90+2.70+vat = 10.32.

That's an increase of 2.57 or 33%!

Instead of Airsure I recommend using International Signed For Small Packets.

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#70 Borgus

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Posted 22 July 2011 - 08:57 PM

If you are with BT - and you are not planning to switch to another provider for your landline in the next 12 months - then you could save 46.80 a year by paying for your line rental one year in advance. The scheme is called Line Rental Saver and requires a non-refundable payment of 120.

You could still take advantage of this saving even if you are in the middle of a BT Broadband or BT Vision contract, as the line rental is a separate issue.
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